We support the financial wellbeing of our members and the community

Community Spotlight
We partner with St Albans District council to help the homeless with low cost loans for deposits to get back on their feet with financing housing and improved wellbeing
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We do savings & loans differently
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Competitive interest
rates

All our loans, including our homeowner loan, are unsecured. Our interest rates are competitive with other forms of credit. There are no hidden extras and, if you pay off the loan early, you pay less interest – no penalties.

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Savings that benefit
the community

We are a not for profit, volunteer led, fully regulated organisation. We provide secure, accessible savings to people living or working in Hertfordshire. We support our members to manage their money and build savings for the future so that our members and the local community prosper.

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Non profit
organisation

We are a local not-for-profit financial co-operative run by members for members. We have no external shareholders, so any surpluses we make are ploughed back into running the bank or are paid as a dividend to our members. We are part of the credit union movement.

Mobile Banking App

Mobile Banking

Please download our new APP where you will be able to make withdrawal requests, deposit funds, make loan applications securely, using your mobile devices.

Mobile Banking App
Our Hub

Keep up to date with our latest news, resources and financial wellbeing

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May 8th 2026
St Albans Community Bank Support Stop Loan Sharks Week
  From 11th to 17th May, the England Illegal Money Lending Team (IMLT) is launching its annual Stop Loan Sharks Week campaign, raising awareness of the dangers of illegal lending and highlighting where people can turn for safe, affordable and ethical financial support. At the heart of the campaign is the importance of accessible, responsible alternatives – and community banks like us and other credit unions across the country continue to play a vital role in supporting people who may otherwise feel they have nowhere else to turn....
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March 29th 2026
Accounts for AGM to be held on 30th March 2026
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March 5th 2026
Minutes of the 2024 AGM
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December 1st 2025
Engage Card – Important Information
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Financial Services Compensation Scheme (FSCS)

You can sleep easy at night knowing your money is safe and protected under the financial services compensation scheme.

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